Charleston home buying guides

Charleston Home Buying Guides

By Blake Heron, Realtor, Heron Homes CHS with eXp Realty.

The questions that cost buyers money if they get them wrong, answered from official sources and the Charleston MLS. Start with the one that fits your move.

5guides, each checked against official sources

Blake's read on the market. Most surprises after closing come from three places, property taxes, flood insurance and rental rules. Read the guide for each before you write an offer, and if you serve, teach or nurse, read the programs guide before spring.

SC property tax, 4% vs 6%

Why your own home is taxed at 4% and a second home or rental at 6%, why the 4% rate is not automatic when you buy, and how to apply in Charleston, Berkeley and Dorchester counties.

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Flood zones by neighborhood

The share of recent home sales in FEMA high risk flood zones for 34 neighborhoods and islands, and what each zone means for a buyer.

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Programs for military, teachers and first responders

Palmetto Heroes, VA loans, the 4% rate for active duty stationed in South Carolina, disabled veteran tax breaks and what is open all year.

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New construction homes and builder offers

Where the new homes are, what they cost, which builders are cutting prices and the offers posted on builder websites, checked every week.

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Short term rental rules

The rules by town before you buy a home you plan to rent, plus permits, taxes and HOA limits.

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Questions about a specific home

Send me the address and I will pull the tax, flood zone and rental rules for that home before you make an offer. Call or text Blake Heron at 843-718-6338. Heron Homes CHS, eXp Realty.

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Guides by Blake Heron, Realtor, Heron Homes CHS with eXp Realty. Each guide lists its sources and the date it was checked.